Hoosier Hills Credit Union - Your Community Financial Partner
If you are looking to give your business a real lift, or perhaps just want a more personal touch with your money matters, Hoosier Hills Credit Union brings forth ways to help you grow. We offer ways to handle your finances that are shaped just for what you need, along with people who really care to help you out. You might find our clever new ways to manage your money, and choices that bend to your life, make things quite a bit smoother for you. It's about finding what works best for your own situation, which is, you know, pretty important.
Our approach to financial support is, in some respects, all about making things simpler and more effective for you. We understand that every business, like every person, has its own particular needs, and that's why we aim to provide solutions that truly fit. From the very start, you get people who are ready to listen and give you the kind of help that makes a real difference. We believe in offering ways to handle your money that feel easy to use, and options that can change as your life or business does, so you are always feeling supported.
It’s about making your financial life feel less like a chore and more like something you have a good handle on. We offer a mix of practical tools and friendly advice, all put together to help you reach your money goals, whether they are big or small. You can, for instance, find ways to manage your daily banking, or even get support for bigger projects you have in mind. We want to be the place where your financial well-being is always a main focus, and where you feel comfortable asking for what you need.
Table of Contents
- How Does Hoosier Hills Credit Union Support Your Business?
- Is Online Banking with Hoosier Hills Credit Union Really Simple?
- Getting in Touch with Hoosier Hills Credit Union
- Your Money's Safety at Hoosier Hills Credit Union
- Can Hoosier Hills Credit Union Help You Save on Spending?
- Where Can You Find Hoosier Hills Credit Union in Person?
- What's the Story Behind Hoosier Hills Credit Union?
- How Do You Become Part of the Hoosier Hills Credit Union Family?
How Does Hoosier Hills Credit Union Support Your Business?
When it comes to helping your business thrive, Hoosier Hills Credit Union brings a variety of ways to give it a boost. We offer ways to handle money that cover a lot of ground, and they are, in some respects, made just for what your specific work requires. You get people who are there to help you directly, giving you the kind of one-on-one attention that can really make a difference. We also have new ways to handle your money that are quite clever, and choices that can bend to fit your business's particular flow. This means you can find what works best for your company, whether it's a small venture or something a bit bigger.
Our goal is to make sure your business has the financial backing it needs to do well. This includes, for instance, helping you set up accounts that work for your operations, or getting the right kind of support for larger projects. We understand that running a business can have its own set of challenges, and having financial partners who understand that can be very helpful. We aim to be a place where you feel confident in the financial tools and guidance you receive, allowing you to focus more on what your business does best.
The whole idea is to provide solutions that are not just standard, but rather shaped to your unique business journey. We offer, you know, options that give you room to maneuver and adapt as your business changes and grows. It’s about more than just numbers; it’s about having a financial partner that truly cares about your business's well-being and is there to help it succeed. We believe that with the right kind of support, your business can reach its full potential, and we are here to help make that happen.
Is Online Banking with Hoosier Hills Credit Union Really Simple?
Using your accounts online with Hoosier Hills Credit Union is, quite frankly, very simple and quite handy. You can see what's happening with your money and take care of your accounts any time of day or night, right from your computer. This means you have constant access, which is, you know, pretty convenient for anyone with a busy schedule. You don't have to wait for specific hours to check things out or make adjustments to your money.
If you want a closer look at your finances, or need to use special tools that help with your money, our online system provides that too. It gives you the power to really dig into your financial situation whenever you feel the need. You can, for instance, check balances, move funds, or see your past transactions with ease. This level of access and detail is designed to give you a good handle on your money, helping you stay on top of things without much fuss. It's about making your financial life fit into your everyday routine, not the other way around.
The system is set up so that you can view and manage your accounts whenever you want, and on whichever device works best for you. So, whether you are using a computer, a tablet, or a phone, you can connect with your Hoosier Hills Credit Union accounts. This flexibility means your banking can happen wherever you are, fitting into your life rather than requiring you to stop what you are doing. It's a way to keep your money matters close at hand, always ready for you to check in or make a move.
Getting in Touch with Hoosier Hills Credit Union
If you need to reach out to Hoosier Hills Credit Union, there are several ways to do so. You can give us a ring on the phone, or you can send us a note. These are straightforward ways to connect when you have a question or need some help. We want to make sure it's easy for you to get the answers you are looking for, or to talk through any concerns you might have about your money.
Should your debit or credit cards go missing, or if someone takes them without your permission, you can also find information on what to do. It's important to know who to contact in those situations, and we make sure that information is available to you. We want to help you take action quickly if something like that happens, so you can feel secure about your funds. You can, in fact, find specific numbers to call for these kinds of urgent situations.
Beyond that, you can also find where our places of business are, where our cash machines are located, and when we are open or closed for holidays. This information is there to help you plan your visits and make sure you can get to us when you need to. We try to be as clear as possible about our hours and locations, so you can always find a convenient time and spot to handle your banking needs with Hoosier Hills Credit Union. It's all about making access to your money and our support as simple as possible.
Your Money's Safety at Hoosier Hills Credit Union
When it comes to keeping your money safe, Hoosier Hills Credit Union provides an extra layer of protection. We offer an additional $250,000 in coverage through something called ESI, which stands for Excess Share Insurance. This means that on top of the usual protection, your accounts get even more safety. It's a way to give you, you know, greater peace of mind about the funds you keep with us.
This extra protection, however, can be stopped sometimes, as it is subject to cancellation. It's good to be aware of that detail, though it's part of how these kinds of insurance programs work. The numbers for how much things cost, or the rates, are set to begin on May 29, 2025. This gives you a clear date for when certain financial terms become active, allowing you to plan accordingly.
Overall, your accounts are protected up to $250,000 by the standard insurance that covers credit unions. With the additional excess share insurance, the total safety net for your accounts can reach up to $500,000. This combined coverage offers a very substantial amount of protection for your funds. If you happen to find money taken from your Hoosier Hills Credit Union account without your say-so, please let us know about them right away. You can reach us at 800.865.2612 when we are usually open for business, or at 800.472.3272 if you need to tell us about cards outside of normal times. We want to make sure your money stays where it belongs, safe and sound.
Can Hoosier Hills Credit Union Help You Save on Spending?
When it comes to your spending, Hoosier Hills Credit Union has options that can help you hold onto more of your own cash. Our Visa credit cards, for example, come with the cost of borrowing money being about half what you might find elsewhere across the country. This means that when you use a credit card from us, you could potentially pay less in interest compared to other places. It's a way to make your money work harder for you, rather than for someone else.
Having lower interest rates on your credit card can make a real difference over time, especially if you carry a balance from month to month. It means that more of your payment goes towards reducing what you owe, instead of just covering the interest charges. This can help you pay off your purchases more quickly, or simply keep more of your hard-earned money in your pocket. We aim to provide financial tools that are genuinely helpful for your daily life and your long-term goals.
The whole point of offering these kinds of cards is to give you a smart way to manage your expenses. We believe in providing options that truly benefit our members, helping them keep their financial resources for what matters most to them. So, in a way, our Visa credit cards are designed to be a thoughtful choice for anyone looking to be a bit more careful with their spending and borrowing.
Where Can You Find Hoosier Hills Credit Union in Person?
You can pop into our Hoosier Hills Credit Union place in Jasper, Indiana, located at 3010 Newton Street. This spot is ready to help you with all your money needs, whether it's for you personally or for your work. It's a place where you can sit down with someone and talk through your banking questions face-to-face. We try to make it easy for you to get the support you need, right in your local area.
There's also our Hoosier Hills Credit Union spot in Bedford, Indiana, at 630 Lincoln Avenue. Just like the Jasper place, this branch is set up to handle all your personal and business banking requirements. It's another convenient location where you can manage your accounts, ask questions, or just get some friendly advice. We want to be a helpful presence in the communities we serve, and these branches are a big part of that.
You can also find Hoosier Hills Credit Union in French Lick, Indiana, where we offer personal and commercial banking services. To learn more about what's available there, you can, you know, explore further details. Our Mitchell, Indiana, branch is at 45 Teke Burton Drive, ready for all your personal and business money matters. Then there's our Tell City, Indiana, location at 923 Payne Street, and our Greendale, Indiana, branch at 317 Ridge Avenue, both also there for all your personal and business banking needs. We really try to have spots that are easy to get to, so you can always find us when you need us.
What's the Story Behind Hoosier Hills Credit Union?
Hoosier Hills Credit Union started in a very humble way, actually, growing from the lunchroom of the big GM Central Foundry in Bedford, Indiana. It was officially put together as Bedford Independent Federal Credit Union back in 1969. This beginning tells you a bit about our roots, how we came from a place where everyday working people gathered and talked. It shows that we were, in a way, built by and for the community, right from the very start.
Our credit union also came to be around 30 miles below Ellettsville. It was created by working people in southern Indiana who were looking for better ways to handle money for their loved ones. This means that the core idea behind Hoosier Hills Credit Union was always about helping people and their families. It wasn't about making a profit for distant owners, but rather about serving the financial needs of the local community.
Because we are a credit union, we operate a little differently than other financial places. We are owned by our members, which means that any money we make goes back to them in the form of better rates, fewer fees, and improved services. This structure is, you know, pretty important to how we do things. It shapes our whole approach to banking, always putting the needs of the people we serve first. We believe this makes for a much more supportive and community-focused financial experience.
How Do You Become Part of the Hoosier Hills Credit Union Family?
If you are interested in becoming a part of the Hoosier Hills Credit Union family and want to understand all the good things that come with being a member, you can check out our online welcome book for new people. This guide is a very handy way to get a clear picture of what we offer and how we operate. It's a simple way to learn about the benefits, like, you know, the services and the friendly approach we take to helping you with your money.
After you have had a chance to look through that guide, you can then start an account on the internet or at any one of our easy-to-get-to spots. This gives you choices for how you want to join us. Whether you prefer to do things from the comfort of your home or like to visit a physical location, we have ways to make it happen. We try to make the process of joining us as smooth and simple as possible, so you can begin enjoying the benefits without much fuss.
We want to make sure that anyone who wants to join our credit union feels welcome and finds the process straightforward. It’s about creating a welcoming atmosphere, whether you are interacting with us online or in person. We believe that being a member of Hoosier Hills Credit Union should feel like being part of a group that genuinely cares about your financial well-being. So, in some respects, it's about more than just opening an account; it's about finding a financial home where you feel valued.
Hoosier Hills Credit Union | Bedford IN
Hoosier Hills Credit Union | Bedford IN
Happy Friday! The Hoosier... - Hoosier Hills Credit Union
