Decoding 405 Howard Street San Francisco: Your Guide To A Bustling Business Hub
Have you ever glanced at your credit card statement and spotted a mysterious charge from "405 Howard Street San Francisco"? For many, this can feel like a puzzling moment, raising questions and sometimes even a bit of worry. But fear not! This seemingly cryptic entry is usually tied to a legitimate purchase and points to one of San Francisco's most prominent and bustling corporate addresses.
405 Howard Street in San Francisco is far more than just a street address; it's a dynamic epicenter of business, technology, and finance. Located strategically in the heart of the city, it serves as the home to numerous giant corporations and thriving enterprises. Let's dive in and unravel the significance of this iconic location.
What is 405 Howard Street San Francisco?
At its core, 405 Howard Street San Francisco is a real, physical location situated in the United States, specifically within the vibrant Yerba Buena neighborhood of San Francisco, CA 94105. Picture this: A bustling street in San Francisco’s Financial District. That’s 405 Howard Street for you. It's like a beehive of businesses – from suit-and-tie financial firms to trendy tech startups, all contributing to the city's economic pulse.
This address is significant because it houses a major Class A office property known as Foundry Square II, often referred to as The Orrick Building. Originally completed in 2003 (though some sources cite 2002), this 10-story edifice spans an impressive 521,555 square feet, making it a substantial landmark in the city's commercial landscape. It's designed to be a "trophy office workspace," combining exceptional and distinctive architectural features with superior amenities, reflecting its status as a premier corporate destination.
The Orrick Building: A Hub of Corporate Excellence (Foundry Square II)
Foundry Square II, or The Orrick Building, stands as a testament to modern architectural excellence and proactive sustainability. Its large, flexible floor plates make it an ideal environment for a diverse range of businesses, from established multinational corporations to innovative startups. The building's design emphasizes both functionality and aesthetics, providing a highly desirable workspace.
Beyond its impressive structure, the building offers a top-tier environment for its occupants. Reviews often highlight its clean and quiet atmosphere, with stunning 360-degree views of the city from higher floors, particularly the 10th floor. The staff is noted for being very helpful, ensuring a comfortable and efficient experience for tenants and visitors alike. Additionally, the building includes retail spaces, further enhancing its appeal and convenience for those who work there.
Who Calls 405 Howard Street Home? Notable Tenants
The address 405 Howard Street is synonymous with corporate powerhouses. It serves as the registered location for several multinational corporations (MNCs) and other significant entities. This concentration of high-profile businesses is a key reason for its prominence.
Among the notable tenants and companies associated with 405 Howard Street are:
- Orrick: A major law firm whose founding office opened in San Francisco in 1863, making it the second-oldest Bay Area private company after Levi Strauss & Co. Orrick is a cornerstone tenant and lends its name to the building.
- Fremont Group: A private investment firm.
- First Republic Bank: A prominent financial institution.
- Moody’s: A leading provider of credit ratings, research, and risk analysis.
- Fitbit: The popular health and fitness technology company, with its headquarters located here.
- PricewaterhouseCoopers LLP (PwC): One of the "Big Four" accounting firms, with an office at Suite 600.
- JLL (Jones Lang LaSalle): A global real estate services firm, responsible for the property management of the building.
This diverse roster of tenants underscores the building's importance across various sectors, from finance and law to technology and consulting. It truly is a microcosm of San Francisco's dynamic economy.
Demystifying the "405 Howard Street San Francisco" Credit Card Charge
Now, let's address the puzzle that often leads people to search for "405 Howard Street San Francisco": the mysterious credit card charge. When you see this on your statement, it’s important to understand that "405 Howard Street San Francisco" is an address, not a business name. This is why it can be confusing and even alarming at first glance.
However, in almost all cases, such a charge is tied to a legitimate purchase. Here’s why it appears this way:
- Payment Processor's Address: Many online transactions, especially those processed through companies like Stripe, might list the address of the payment processor's registered office or a data center, rather than the specific merchant you bought from. A company like Stripe, which handles countless transactions daily, might have its operational or registered address linked to the charge.
- Tenant's Registered Address: A company located at 405 Howard Street might have their payment gateway or corporate registration linked to this address. If you made a purchase from one of the many businesses housed within the building, the charge could reflect their official mailing or billing address.
- Third-Party Services: Sometimes, third-party services or subscriptions that you've signed up for might process payments through a company whose official records point to this address.
If you encounter such a charge, here’s what you should do:
- Review Recent Purchases: Think back to any online or in-person transactions you've made recently. Check your email for receipts.
- Check Your Statements: Look for the exact date and amount of the charge. Sometimes, the merchant name might appear alongside the address, or you can cross-reference it with your own spending habits.
- Contact Your Bank: If you're still unsure, contact your bank or credit card provider. They can often provide more details about the merchant or the nature of the transaction.
- Contact the Merchant (if identified): If you suspect it's related to a specific company, try reaching out to their customer service.
Rest assured, a charge from "405 Howard Street San Francisco" is rarely fraudulent and is almost always connected to a valid transaction you initiated.
Beyond Business: Amenities and Accessibility
The strategic location of 405 Howard Street offers more than just prime office space. It provides convenient access to San Francisco's vibrant urban environment. Less than a mile from Union Square and Downtown San Francisco, tenants and visitors have easy access to a plethora of shops, restaurants, and cultural attractions.
The building itself is well-managed, with a dedicated JLL Property Management team available for assistance. Security is a priority, with a dedicated building security line for immediate needs. For those driving, the parking garage and loading dock are conveniently located nearby at 235 1st Street.
Property Details and Investment
From an investment and property perspective, 405 Howard Street is a significant asset. It is owned by 405 Howard, LLC. The property has a notable transaction history, having been acquired in July 2007 and sold in September 2014. With a total size of approximately 504,000 to 521,555 square feet, it represents a substantial commercial real estate holding.
For those interested in deeper insights, access to in-depth research on 405 Howard Street, including ownership details, transaction history, property characteristics, taxes, mortgage data, and even violations, can be obtained through various commercial real estate platforms.
Summary
In conclusion, 405 Howard Street San Francisco is far more than just a numerical address; it is a vital, bustling corporate hub in the heart of one of the world's most dynamic cities. Home to the prestigious Foundry Square II (The Orrick Building), it houses a diverse array of multinational corporations and leading businesses, from historic law firms to cutting-edge tech companies. And for those puzzling over a credit card charge bearing this address, remember it's almost certainly a legitimate transaction linked to one of the many entities operating from or through this prominent San Francisco location. It stands as a testament to San Francisco's enduring role as a global center for innovation and commerce.
THE ORRICK BUILDING - Updated May 2025 - 405 Howard St, San Francisco
Spice Kit 405 Howard St, San Francisco, CA 94105 - YP.com
405 Howard Street San Francisco Charge on Credit Card Explained | The
